diff --git a/src/json-validator.cpp b/src/json-validator.cpp
index f16f3ef..f497aea 100644
--- a/src/json-validator.cpp
+++ b/src/json-validator.cpp
@@ -672,6 +672,10 @@ public:
 
 		attr = sch.find("format");
 		if (attr != sch.end()) {
+			if (root_->format_check() == nullptr) {
+				throw std::invalid_argument{"a format checker was not provided but a format keyword for this string is present: " + format_.second};
+			}
+
 			format_ = {true, attr.value()};
 			sch.erase(attr);
 		}
diff --git a/test/CMakeLists.txt b/test/CMakeLists.txt
index 8d67e90..569e01e 100644
--- a/test/CMakeLists.txt
+++ b/test/CMakeLists.txt
@@ -55,3 +55,8 @@ add_executable(json-patch json-patch.cpp)
 target_include_directories(json-patch PRIVATE ${PROJECT_SOURCE_DIR}/src)
 target_link_libraries(json-patch nlohmann_json_schema_validator)
 add_test(NAME json-patch COMMAND json-patch)
+
+# Unit test for format checker fail at schema parsing time
+add_executable(issue-117-format-error issue-117-format-error.cpp)
+target_link_libraries(issue-117-format-error nlohmann_json_schema_validator)
+add_test(NAME issue-117-format-error COMMAND issue-117-format-error)
diff --git a/test/issue-117-format-error.cpp b/test/issue-117-format-error.cpp
new file mode 100644
index 0000000..5422e5a
--- /dev/null
+++ b/test/issue-117-format-error.cpp
@@ -0,0 +1,69 @@
+// issue-00-format-error.cpp
+
+#include "nlohmann/json-schema.hpp"
+#include "nlohmann/json.hpp"
+#include <iostream>
+
+static int error_count = 0;
+
+#define CHECK_THROW(x, msg)                \
+	{                                      \
+		bool fail = false;                 \
+		try {                              \
+			x;                             \
+		} catch (std::exception &) {       \
+			fail = true;                   \
+		}                                  \
+		if (fail == false) {               \
+			++error_count;                 \
+			std::cout << msg << std::endl; \
+		}                                  \
+	}
+
+#define CHECK_NO_THROW(x, msg)                                        \
+	{                                                                 \
+		bool fail = false;                                            \
+		std::string exception_error;                                  \
+		try {                                                         \
+			x;                                                        \
+		} catch (std::exception & e) {                                \
+			fail = true;                                              \
+			exception_error = e.what();                               \
+		}                                                             \
+		if (fail == true) {                                           \
+			++error_count;                                            \
+			std::cout << msg << ": " << exception_error << std::endl; \
+		}                                                             \
+	}
+
+using json = nlohmann::json;
+using validator = nlohmann::json_schema::json_validator;
+
+json schema_with_format = json::parse(R"(
+{
+  "type": "object",
+  "properties": {
+    "str": {
+      "type": "string",
+      "format": "placeholder"
+    }
+  }
+}
+)");
+
+int main()
+{
+	// check that if we get validator without format checker we get error at schema loading
+	validator without_format_checker;
+
+	CHECK_THROW(without_format_checker.set_root_schema(schema_with_format), "validator without format checker must fail at schema loading");
+
+	// check that with format checker all works fine
+	validator with_format_checker{nullptr, [](const std::string &, const std::string &) {}};
+
+	CHECK_NO_THROW(with_format_checker.set_root_schema(schema_with_format), "schema must be succesed by validator with format checker");
+
+	CHECK_NO_THROW(with_format_checker.validate(json{{"str", "placeholder"}}), "validator must not throw while validation schema with format");
+
+	return error_count;
+}